
Holiday Home Contents insurance covers the loss of all items that are not fixtures or fittings of the property and includes furniture, electrical equipment (televisions and Hifi's etc.) and personal belongings.
If your property is a holiday home it will more than likely be left unattended for protracted periods of time. With this in mind it is important that you have a policy in place which covers you for any losses due to theft whilst the property is empty. If you have expensive personal belongings at the property it is vital that these are listed with the underwriters along with recent valuations of the items. If this is done then these items will also be covered in the event of a break in and theft.
Again it is important that you estimate the level of cover you require accurately otherwise in the event of a claim you may receive less than you anticipated.
If you are unsure, one of our advisors will happily discuss with you and help you estimate a figure based on a "new for old" basis. As with our Buildings Insurance this policy will provide you with £5,000,000 Public Liability cover. For guidance on this or any other matter related to insuring your holiday home or property abroad, please contact us on 0845 470 5128, or +44 845 470 5128 if calling from abroad. Alternatively click here to send the team an email.
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